Attention homeowners: Real estate appraisal services for in St. Louis and Saint Louis County
Here are the top 7 reasons Missouri homeowners hire INTEGRITY APPRAISERS:
Do you own a home in or near St. Louis? Do you need help deciding the value of your real estate?
We at INTEGRITY APPRAISERS understand the individual needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at INTEGRITY APPRAISERS are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value assessment than yours. Need to cancel PMI?A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. At INTEGRITY APPRAISERS, we're veterans in helping folks just like you delete unneeded and unwanted PMI insurance. Challenge Saint Louis county's assessment of your propertyLets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from INTEGRITY APPRAISERS is your #1 weapon when challenging your property tax assessment. HELOC recently frozen?Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. INTEGRITY APPRAISERS can help you reinstate your HELOC. We Also Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned appraiser to double-check your appraisal for precision, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from INTEGRITY APPRAISERS can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? INTEGRITY APPRAISERS can help you with that. Even though this is typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property. |